What can I afford?

A few details give you a comfortable budget and the highest the numbers allow. Your figures stay on this device.

You

Buying

Age

Income / month

Residency, you

Residency, second buyer

Your property now

Do you own a property now?

Other monthly debts (car, cards, personal loans) optional

Home loan instalments are asked above, so leave them out here.

Your money

Cash

CPF OA you plan to use

What CPF allows you to use, not necessarily your whole balance.

CPF can cap what goes towards a home: its valuation and withdrawal limits, the home’s lease and your age. We do not check these, so enter the amount CPF has confirmed.

Each month towards the home

Cash

CPF

Used to check each payment date.

Stays on this device.

The home

What are you buying?

Buying an EC, or buying before you sell? Use the payment timeline.

The loan

Interest rate you expect

% a year

Your instalment uses this. Banks test the loan at the higher of 4% and this rate.Loan years

years

Leave it empty and we suggest one. More than a bank allows is cut back to the maximum.

More options

Option date

Set aside for fees and renovation optional

Kept out of the money used for the purchase.

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