TDSR: how much can I borrow?

The Total Debt Servicing Ratio limit, worked out from your income and monthly debts.

Buying

Borrower

Age

years

Fixed monthly income

Gross salary before CPF deductions.Variable monthly income optional

Bonus, commission or allowances, averaged per month.Rental income optional

Monthly debt repayments now optional

Car, personal and student loans, credit card minimums, existing home loans.Loan tenure optional

years

Leave blank for the longest standard tenure for your age.

Housing loans you still have

Enter your details to see the result.

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