Property tools and calculators

Work out the numbers.

Singapore rules, checked October 2026. Each tool shows its working and what it leaves out.

Upgrading

Can I afford to upgrade from my HDB?Your planning range for a private home if you sell first

Buying

Stamp duty (BSD and ABSD)What you pay when you buy, for your buyer profile Mortgage repaymentMonthly instalment, total interest and the income banks look for TDSRHow much a bank may lend, from your income and debts MSR for HDB flats and ECsLoan limits for HDB flats and new ECs Progressive paymentsNew launch stages: what you pay in cash, CPF and loan What can this budget buy?What homes around your budget have actually sold for

Selling

Sale proceedsThe cash and CPF you get back when you sell Seller’s Stamp Duty (SSD)Selling within 4 years of buying? See the duty

Property tax, rental stamp duty, CPF housing usage and HDB loan eligibility are best checked on the IRAS, CPF Board and HDB websites. Looking at a particular development? That’s Research ›

Not sure which numbers matter?

Ken Tan · The Property Guy

Calculators answer the question you ask. If you are unsure which numbers matter for your situation, Ken can talk it through with you personally.

Property agent since 2007 · Group District Director, Huttons Asia · CEA R007903D

LIVE nightly 8–9.30pm on TikTok @kennx8898 · bring your property questions