/* ==========================================================================
   GROUNDWORK · by Ken Tan · The Property Guy — shared shell and Phase 1 pages (Oct 2026).
   Presentation only. Loaded last on every page.
   - .gw-nav / .gw-foot / .gw-ken: the shared header, footer and Ken band (every page).
   - body.gw-page: the new pages (home, journey, own, tools).
   - body.gw-legacy: older pages (buy, HDB upgrade, FIND) restyled through their own design variables;
     their markup, inputs, scripts and results are unchanged.
   Research (body.lg) keeps its own stylesheet; only the header and footer here apply to it.
   ========================================================================== */
:root{--gw-ink:#16213E;--gw-body:#3B4256;--gw-muted:#6B7280;--gw-blue:#0B63CE;--gw-gold:#A9822F;--gw-green:#1F7A3D;--gw-grey:#F5F5F7;--gw-line:#E3E3E8;--gw-bar:#E7E7EA;--gw-a:#5a55d6;--gw-b:#2f7c97;
  --gw-font:-apple-system,BlinkMacSystemFont,"SF Pro Display","SF Pro Text","Segoe UI",Roboto,Helvetica,Arial,sans-serif}

/* ---------- shared header ---------- */
.gw-nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);-webkit-backdrop-filter:saturate(180%) blur(20px);backdrop-filter:saturate(180%) blur(20px);border-bottom:1px solid var(--gw-line);font-family:var(--gw-font)}
.gw-nav .in{max-width:1040px;margin:0 auto;padding:0 22px;height:58px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.gw-brand{display:flex;flex-direction:column;line-height:1.1;color:var(--gw-ink) !important;text-decoration:none !important}
.gw-brand b{font-size:15px;letter-spacing:.16em;font-weight:800}
.gw-brand span{font-size:11.5px;color:var(--gw-muted);letter-spacing:0;margin-top:3px;font-weight:400}
.gw-links{display:flex;gap:22px;align-items:center;font-size:14px}
.gw-nav .gw-links a{color:var(--gw-muted);text-decoration:none}.gw-nav .gw-links a:hover{color:var(--gw-ink)}
.gw-nav .gw-links a[aria-current="page"]{color:var(--gw-ink);font-weight:600}
.gw-ask{background:var(--gw-blue);color:#fff !important;padding:7px 15px;border-radius:980px;font-weight:500;font-size:14px;text-decoration:none !important;white-space:nowrap}
.gw-right{display:flex;align-items:center;gap:12px}
.gw-menu{display:none;position:relative}
.gw-menu summary{list-style:none;cursor:pointer;font-size:14px;font-weight:600;color:var(--gw-ink);padding:8px 4px}
.gw-menu summary::-webkit-details-marker{display:none}
.gw-menu[open] .gw-drop{display:grid}
.gw-drop{display:none;position:absolute;right:0;top:40px;background:#fff;border:1px solid var(--gw-line);border-radius:16px;padding:8px;min-width:210px;box-shadow:0 12px 40px rgba(22,33,62,.12)}
.gw-drop a{padding:12px 14px;border-radius:10px;color:var(--gw-ink);text-decoration:none;font-size:15px;font-weight:500}
.gw-drop a:hover{background:var(--gw-grey)}
@media (max-width:719px){.gw-nav .in{padding:0 16px;height:56px}.gw-links{display:none}.gw-menu{display:block}}

/* ---------- shared footer ---------- */
.gw-foot{border-top:1px solid var(--gw-line);padding:30px 0 44px;font-family:var(--gw-font);background:#fff}
.gw-foot .in{max-width:1040px;margin:0 auto;padding:0 22px;display:grid;gap:16px;font-size:12.5px;color:var(--gw-muted);line-height:1.6}
.gw-foot .top{display:flex;justify-content:space-between;gap:30px;align-items:flex-start;flex-wrap:wrap}
.gw-foot .who{display:flex;gap:14px;align-items:center}
.gw-foot .who img{width:56px;height:56px;border-radius:50%;object-fit:cover;flex:none}
.gw-foot .who b{color:var(--gw-ink);font-size:14px;display:block}
.gw-foot nav{display:flex;gap:18px;flex-wrap:wrap}.gw-foot .top nav a{color:var(--gw-ink);font-weight:500;text-decoration:none}
.gw-foot a{color:inherit}.gw-foot .dis{margin:0}
.gw-foot .dis a{text-decoration:underline}
@media (max-width:719px){.gw-foot{padding:26px 0 40px}.gw-foot .in{padding:0 16px}.gw-foot .top{flex-direction:column;gap:16px}}

/* ---------- Ken band ---------- */
.gw-ken{background:var(--gw-grey);padding:80px 0;font-family:var(--gw-font)}
.gw-ken .in{max-width:1040px;margin:0 auto;padding:0 22px;display:grid;grid-template-columns:160px 1fr;gap:36px;align-items:center}
.gw-ken img{width:160px;height:160px;border-radius:50%;object-fit:cover}
.gw-ken .t{display:grid;gap:12px}
.gw-ken h2{font-size:38px;line-height:1.08;margin:0;letter-spacing:-.025em;color:var(--gw-ink)}
.gw-ken p{margin:0}
@media (max-width:719px){.gw-ken{padding:48px 0}.gw-ken .in{padding:0 16px;grid-template-columns:1fr;gap:18px}.gw-ken img{width:96px;height:96px}.gw-ken h2{font-size:30px}}

/* ---------- new pages ---------- */
body.gw-page{--serif:var(--gw-font);--bg:#fff;margin:0;background:#fff;color:var(--gw-ink);font-family:var(--gw-font);font-size:17px;line-height:1.47;letter-spacing:-.01em;-webkit-font-smoothing:antialiased}
body.gw-page a{color:var(--gw-blue);text-decoration:none}body.gw-page a:hover{text-decoration:underline}
.gw h1,.gw h2,.gw h3{margin:0;font-weight:700;letter-spacing:-.025em;text-wrap:balance;color:var(--gw-ink)}.gw p{margin:0}
.gw-wrap{max-width:1040px;margin:0 auto;padding:0 22px}
.gw-kicker{font-size:15px;font-weight:600;color:var(--gw-gold)}
.gw-h1{font-size:74px;line-height:1;letter-spacing:-.045em !important}
.gw-h2{font-size:42px;line-height:1.08}
.gw-lead{font-size:20px;line-height:1.5;max-width:58ch}
.gw-sub{font-size:17px;color:var(--gw-muted);line-height:1.5;max-width:58ch}
.gw-fine{font-size:13px;color:var(--gw-muted);line-height:1.5}
.gw-center{text-align:center;margin-left:auto;margin-right:auto}
.gw-band{padding:84px 0}.gw-band.grey{background:var(--gw-grey)}
.gw-head{display:grid;gap:10px;justify-items:center;text-align:center;margin-bottom:34px}
.gw-hero{padding:76px 0 34px}.gw-hero .gw-wrap{display:grid;gap:22px;justify-items:center;text-align:center}
.gw-sig{display:inline-flex;align-items:center;gap:10px;font-size:14px;color:var(--gw-muted)}.gw-sig img{width:34px;height:34px;border-radius:50%;object-fit:cover}.gw-sig b{color:var(--gw-ink);font-weight:600}
.gw-btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;min-height:48px;padding:12px 22px;border-radius:980px;border:1px solid var(--gw-blue);color:var(--gw-blue) !important;background:#fff;font-size:16px;font-weight:500;text-decoration:none !important;white-space:nowrap;font-family:inherit;cursor:pointer}
.gw-btn.pri{background:var(--gw-blue);color:#fff !important}.gw-btn.dark{background:var(--gw-ink);border-color:var(--gw-ink);color:#fff !important}.gw-btn.wa{background:var(--gw-green);border-color:var(--gw-green);color:#fff !important}.gw-btn.ghost{border-color:transparent;background:transparent}
.gw-btn:hover{opacity:.92}
.gw-g2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.gw-card{background:#fff;border-radius:24px;padding:30px 32px;display:grid;gap:14px;align-content:start;border:1px solid var(--gw-line)}
.gw-tile{background:var(--gw-grey);border-radius:18px;padding:18px 20px;display:grid;gap:10px}
.gw-tag{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gw-muted)}
.gw-ex{font-size:11px;font-weight:700;letter-spacing:.1em;color:var(--gw-muted);text-transform:uppercase}
.gw-row{display:flex;justify-content:space-between;align-items:center;gap:14px}
.gw-bar{position:relative;height:12px;border-radius:6px;background:var(--gw-bar)}.gw-bar i{position:absolute;left:0;top:0;height:100%;border-radius:6px}
.gw-door{background:#fff;border:1px solid var(--gw-line);border-radius:28px;padding:34px 34px 30px;display:grid;gap:16px;align-content:start;box-shadow:0 12px 40px rgba(22,33,62,.06)}
.gw-door h2{font-size:32px;line-height:1.08}.gw-door .num{font-size:13px;font-weight:700;letter-spacing:.12em;color:var(--gw-gold)}
.gw-choice{display:flex;justify-content:space-between;align-items:center;background:#fff;border:1px solid var(--gw-line);border-radius:14px;padding:13px 16px;font-weight:600;font-size:15.5px;color:var(--gw-ink) !important;text-decoration:none !important}
.gw-choice:after{content:"›";color:var(--gw-blue);font-size:22px;font-weight:400}.gw-choice:hover{border-color:var(--gw-ink)}
.gw-steps5{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}
.gw-steps5 div{border-top:2px solid var(--gw-ink);padding-top:14px;display:grid;gap:4px;align-content:start}.gw-steps5 b{font-size:17px}.gw-steps5 span{font-size:14px;color:var(--gw-muted);line-height:1.45}.gw-steps5 div:last-child{border-color:var(--gw-green)}
.gw-navy{background:var(--gw-ink);color:#fff !important;border-radius:28px;padding:40px 44px;display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:30px;align-items:center;text-decoration:none !important}
.gw-navy .k{color:#E3C77A;font-weight:600;font-size:14px}.gw-navy h2{font-size:36px;line-height:1.08;color:#fff !important}.gw-navy p{color:#C9CFDD}
.gw-tool{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:26px;align-items:center}
.gw-check{display:grid;grid-template-columns:20px 1fr;gap:8px;font-size:15.5px;line-height:1.45;color:var(--gw-body)}.gw-check:before{content:"✓";color:var(--gw-green);font-weight:700}
.gw-big{font-size:46px;font-weight:700;letter-spacing:-.04em;line-height:1}
.gw-rl{font-weight:600;font-size:15px}
/* guided journey */
.gw-guide{display:grid;grid-template-columns:300px minmax(0,1fr);gap:28px;align-items:start}
.gw-paths{display:grid;gap:10px;position:sticky;top:76px}
.gw-path{color:var(--gw-ink) !important;text-decoration:none !important;border:1.5px solid var(--gw-line);border-radius:18px;padding:16px 18px;display:grid;gap:3px;background:#fff;text-align:left;font:inherit;cursor:pointer}
.gw-path b{font-size:17px}.gw-path span{font-size:14px;color:var(--gw-muted)}
.gw-path[aria-selected="true"],.gw-path.on{border-color:var(--gw-ink);box-shadow:0 0 0 1px var(--gw-ink) inset}
.gw-panel{background:#fff;border:1px solid var(--gw-line);border-radius:28px;padding:36px 38px;display:grid;gap:20px}
.gw-panel[hidden]{display:none}
.gw-panel h2{font-size:34px;line-height:1.1}
.gw-step{display:grid;grid-template-columns:44px 1fr;gap:16px;align-items:start;padding:18px 0;border-top:1px solid var(--gw-line)}
.gw-step .n{width:36px;height:36px;border-radius:50%;background:var(--gw-ink);color:#fff;display:grid;place-items:center;font-weight:700;font-size:15px}
.gw-step h3{font-size:20px}.gw-step p{font-size:15.5px;color:var(--gw-body);line-height:1.5}.gw-step .meta{font-size:13px;color:var(--gw-muted);margin-top:4px}
.gw-step .gw-btn{margin-top:12px;min-height:44px;padding:10px 20px;font-size:15px;line-height:1.25;width:auto;max-width:100%}
html:has(> body.gw-legacy),html:has(> body.gw-page){background:#fff}
body.gw-page *,body.gw-page *::before,body.gw-page *::after,.gw-nav *,.gw-foot *,.gw-ken *{box-sizing:border-box}
.gw-step.k .n{background:var(--gw-green)}
.gw-chips{display:flex;gap:8px;flex-wrap:wrap}
.gw-chip{border:1px solid var(--gw-line);background:#fff;border-radius:980px;padding:9px 15px;font:inherit;font-size:14.5px;font-weight:500;color:var(--gw-ink);cursor:pointer}
.gw-chip[aria-pressed="true"]{background:var(--gw-ink);border-color:var(--gw-ink);color:#fff}
.gw-q{display:grid;gap:10px}.gw-q .l{font-size:14px;font-weight:600;color:var(--gw-muted)}
@media (max-width:719px){
  .gw-wrap{padding:0 16px}.gw-h1{font-size:44px}.gw-h2{font-size:31px}.gw-lead{font-size:17px}.gw-band{padding:52px 0}
  .gw-hero{padding:40px 0 20px}.gw-hero .gw-wrap{justify-items:start;text-align:left}.gw-head{justify-items:start;text-align:left}.gw-center{text-align:left;margin-left:0}
  .gw-g2,.gw-tool,.gw-navy,.gw-guide{grid-template-columns:1fr}.gw-card{padding:22px 20px;border-radius:20px}.gw-btn{width:100%}
  .gw-door{padding:24px 20px;border-radius:22px}.gw-door h2{font-size:26px}.gw-steps5{grid-template-columns:1fr;gap:16px}
  .gw-navy{padding:28px 22px}.gw-navy h2{font-size:27px}.gw-paths{position:static}.gw-panel{padding:22px 18px;border-radius:22px}.gw-panel h2{font-size:27px}.gw-big{font-size:38px}
}

/* ---------- older pages: restyled through their own variables (markup, inputs and results unchanged) ---------- */
body.gw-legacy{--bg:#FFFFFF;--line:#E3E3E8;--serif:var(--gw-font);--radius:14px;--navy-soft:#39456B;background:#fff;font-family:var(--gw-font);-webkit-font-smoothing:antialiased;letter-spacing:-.01em}
body.gw-legacy .kpt-section{max-width:760px}
body.gw-legacy .kpt-eyebrow{color:var(--gw-gold);font-size:15px;font-weight:600;letter-spacing:0;text-transform:none}
body.gw-legacy h1,body.gw-legacy .kpt-h1,body.gw-legacy h1.kpt-h2{font-family:var(--gw-font);font-weight:700;letter-spacing:-.04em;line-height:1.02;font-size:52px}
body.gw-legacy h2,body.gw-legacy .kpt-h2,body.gw-legacy h3{font-family:var(--gw-font);font-weight:700;letter-spacing:-.025em}
body.gw-legacy input[type=text],body.gw-legacy input[type=search],body.gw-legacy input:not([type]){border:1.5px solid #CFD2DA !important;border-radius:14px !important;padding:12px 16px !important;background:#fff !important;font-family:var(--gw-font) !important;font-size:18px !important}
body.gw-legacy input:focus{outline:none;border-color:var(--gw-ink) !important;box-shadow:0 0 0 3px rgba(22,33,62,.08)}
body.gw-legacy .kpt-choices{background:var(--gw-grey);border-radius:14px;padding:4px;gap:4px;border:0}
body.gw-legacy .kpt-choice{border:0 !important;border-radius:10px !important;font-family:var(--gw-font)}
body.gw-legacy .kpt-choice[aria-pressed="true"]{background:#fff !important;color:var(--gw-ink) !important;box-shadow:0 1px 3px rgba(0,0,0,.08);font-weight:600}
body.gw-legacy .kpt-cta,body.gw-legacy .kpj-btn,body.gw-legacy .res-cta{border-radius:980px !important;font-family:var(--gw-font)}
body.gw-legacy .kpb-chip,body.gw-legacy .kpf-chip,body.gw-legacy .res-chip{border-radius:980px !important;font-family:var(--gw-font)}
body.gw-legacy .kpf-card,body.gw-legacy .res-card,body.gw-legacy .kpj-card{border-radius:20px !important;border:1px solid var(--gw-line) !important;box-shadow:none !important;background:#fff}
body.gw-legacy .kpf-name{font-family:var(--gw-font);font-weight:700;letter-spacing:-.02em}
body.gw-legacy .kpf-cta{border-radius:980px !important}
/* FIND: the research link is the primary action; "Does this suit me?" becomes a quieter WhatsApp link */
.kpf-acts2{display:flex;flex-wrap:wrap;gap:10px 18px;align-items:center;margin-top:10px}
.kpf-research{display:inline-flex;align-items:center;min-height:42px;padding:9px 18px;border-radius:980px;background:var(--gw-blue);color:#fff !important;font-weight:600;font-size:15px;text-decoration:none !important}
body.gw-legacy .kpf-acts2 .kpf-cta{background:transparent !important;color:var(--gw-green) !important;border:0 !important;padding:0 !important;min-height:0;font-weight:600;text-decoration:none}
.gw-crumb{display:inline-block;font-size:14px;color:var(--gw-muted) !important;text-decoration:none !important;margin-bottom:6px}
@media (max-width:719px){body.gw-legacy h1,body.gw-legacy .kpt-h1,body.gw-legacy h1.kpt-h2{font-size:38px}}

/* Directory: the renamed heading stays centred */
body[data-view="directory"] h1.kpt-h1{margin-left:auto;margin-right:auto;text-align:center}
.gw-panel{scroll-margin-top:76px}
.gw-guide>div:not(.gw-paths){display:grid;gap:22px;align-content:start}
/* LIVE badge (as on the Lucerne Grand site): a fixed schedule label, always shown with the time beside it */
.gw-live{display:inline-flex;align-items:center;gap:5px;background:#D42A3C;color:#fff !important;font-weight:700;font-size:11px;letter-spacing:.06em;line-height:1;padding:4px 7px 4px 6px;border-radius:6px;vertical-align:1px;white-space:nowrap}
.gw-live::before{content:"";width:6px;height:6px;border-radius:50%;background:#fff;flex:none}
.gw-onlive a{color:var(--gw-ink);font-weight:600}
/* R1 journey: optional-question label and the path that opens its own page */
.gw-opt{font-weight:400;color:var(--gw-muted);font-size:13px;margin-left:4px}
.gw-path-link{position:relative;padding-right:34px}.gw-path-link::after{content:"›";position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--gw-blue);font-size:22px}

/* ---------- R1 refinements (Ken, 9 Oct 2026): journey chooser, compact steps, Value Explorer ---------- */
.gw-hero-s{padding:56px 0 22px}.gw-h1-s{font-size:56px;max-width:17ch}
.gw-jsec{padding:8px 0 76px}.gw-jwrap{max-width:880px}
.gw-paths{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;position:static}
.gw-path{position:relative;align-content:start;gap:4px;padding:18px 18px 18px}
.gw-path .gw-pi{color:var(--gw-blue);margin-bottom:6px}
.gw-path[aria-expanded="true"]{border-color:var(--gw-ink);box-shadow:0 0 0 1px var(--gw-ink) inset;background:#FAFAFC}
.gw-path-link::after{top:22px;transform:none}
.gw-jres{margin-top:14px;text-align:center}
.gw-jpanels{margin-top:22px;display:grid;gap:22px}
.gw-ph{display:grid;gap:8px}.gw-ph .gw-sub{color:var(--gw-body)}
.gw-panel h2{font-size:30px}
.gw-qs{gap:14px}[data-gw-q2][hidden]{display:none}
.gw-out-h{font-size:22px;line-height:1.2}.gw-out-l{font-size:15.5px;color:var(--gw-body);margin-top:6px !important;max-width:60ch}
.gw-own-out>div{margin-top:8px}
.gw-vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
/* Value Explorer */
.gw-vx{gap:18px}.gw-vx-pane{display:grid;gap:14px}.gw-vx-pane[hidden]{display:none}
.gw-vx-f{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px}.gw-vx-f.one{grid-template-columns:minmax(0,1fr)}
.gw-fld{display:grid;gap:6px;min-width:0}.gw-fld>span{font-size:14px;font-weight:600;color:var(--gw-muted)}
.gw-fld select,.gw-fld input{font:inherit;font-size:17px;min-height:50px;padding:10px 14px;border:1.5px solid #CFD2DA;border-radius:14px;background:#fff;color:var(--gw-ink);width:100%;min-width:0;-webkit-appearance:none;appearance:none}
.gw-fld select{background-image:linear-gradient(45deg,transparent 50%,var(--gw-muted) 50%),linear-gradient(135deg,var(--gw-muted) 50%,transparent 50%);background-position:calc(100% - 20px) 22px,calc(100% - 14px) 22px;background-size:6px 6px;background-repeat:no-repeat;padding-right:36px}
.gw-fld select:focus,.gw-fld input:focus{outline:none;border-color:var(--gw-ink);box-shadow:0 0 0 3px rgba(22,33,62,.1)}
.gw-fld input:disabled,.gw-fld select:disabled{background:var(--gw-grey);color:var(--gw-muted)}
.gw-vx-sugg{display:flex;flex-wrap:wrap;gap:8px}.gw-vx-sugg:empty{display:none}
.gw-vx-sugg button{border:1px solid var(--gw-line);background:#fff;border-radius:12px;padding:10px 14px;font:inherit;font-size:15px;color:var(--gw-body);cursor:pointer;text-align:left;min-height:44px}
.gw-vx-sugg button b{color:var(--gw-ink)}.gw-vx-sugg button:hover{border-color:var(--gw-ink)}
.gw-vx-picked{font-size:15px;font-weight:600;color:var(--gw-green)}.gw-vx-picked::before{content:"✓ "}
.gw-chip small{opacity:.65;margin-left:3px;font-size:12.5px}
.gw-vx-res{display:grid;gap:12px;border-top:1px solid var(--gw-line);padding-top:18px;min-width:0}
.gw-vx-res h3{font-size:22px;line-height:1.2}
.gw-vx-why{font-size:15px;color:var(--gw-body)}
.gw-vx-figs{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:10px}
.gw-vx-figs>div{background:var(--gw-grey);border-radius:14px;padding:12px 16px;display:grid;gap:2px}
.gw-vx-figs span{font-size:13px;color:var(--gw-muted)}.gw-vx-figs b{font-size:20px;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.gw-vx-warn{background:#FFF7E6;border:1px solid #F1D9A6;border-radius:12px;padding:10px 14px;font-size:14.5px;color:#6B4E12}
.gw-vx-tw{overflow-x:auto;border:1px solid var(--gw-line);border-radius:14px;max-width:100%}
.gw-vx-t{width:100%;border-collapse:collapse;font-size:14.5px;font-variant-numeric:tabular-nums}
.gw-vx-t th{font-size:11.5px;text-transform:uppercase;letter-spacing:.05em;color:var(--gw-muted);text-align:left;padding:10px 12px;background:var(--gw-grey);font-weight:600;white-space:nowrap}
.gw-vx-t td{padding:9px 12px;border-top:1px solid var(--gw-line);white-space:nowrap;vertical-align:top}
.gw-vx-t .r{text-align:right}.gw-vx-t tr.you td{background:#EEF5FF;font-weight:600}
.gw-vx-t i{font-style:normal;font-size:11.5px;font-weight:600;color:var(--gw-blue);margin-left:4px}
.gw-vx-t small{display:block;font-size:12px;color:var(--gw-muted)}
.gw-vx-more{justify-self:start;background:none;border:0;color:var(--gw-blue);font:inherit;font-size:15px;font-weight:600;cursor:pointer;padding:4px 0}
.gw-vx-note{font-size:14.5px;color:var(--gw-body)}
.gw-vx-limits{background:var(--gw-grey);border-radius:14px;padding:14px 18px;font-size:14.5px;color:var(--gw-body)}
.gw-vx-limits ul{margin:8px 0 0;padding-left:18px;display:grid;gap:4px}
.gw-vx-ken{border:1px solid var(--gw-line);border-radius:18px;padding:16px 18px;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:10px 16px;align-items:center}
.gw-vx-ken>div{display:grid;gap:3px}.gw-vx-ken b{font-size:17px}.gw-vx-ken p{font-size:14.5px;color:var(--gw-body)}.gw-vx-ken .gw-fine{grid-column:1/-1;font-size:12.5px}
.gw-vx-next{display:grid;gap:2px;border:1px solid var(--gw-line);border-radius:18px;padding:14px 18px;color:var(--gw-ink) !important;text-decoration:none !important}
.gw-vx-next span{color:var(--gw-blue);font-size:15px}.gw-vx-next:hover{border-color:var(--gw-ink)}
.gw-vx-src{font-size:12.5px;color:var(--gw-muted);line-height:1.55}
.gw-vx-search{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:12px;align-items:end}
@media (max-width:719px){
  .gw-hero-s{padding:26px 0 10px}.gw-h1-s{font-size:38px}.gw-hero-s .gw-lead{font-size:16px}
  .gw-jsec{padding:8px 0 52px}
  .gw-paths{grid-template-columns:1fr;gap:10px}
  .gw-path{grid-template-columns:28px minmax(0,1fr);column-gap:12px;row-gap:1px;padding:13px 38px 13px 14px;align-items:center}
  .gw-path .gw-pi{grid-row:span 2;margin:0;width:24px;height:24px}.gw-path b{font-size:16.5px}.gw-path span{font-size:13.5px}
  .gw-path::after{content:"›";position:absolute;right:15px;top:50%;transform:translateY(-50%);color:var(--gw-blue);font-size:22px}
  .gw-path[aria-expanded="true"]::after{content:"⌄";top:42%}
  .gw-path-link::after{top:50%;transform:translateY(-50%)}
  .gw-jres{text-align:left}.gw-jpanels{margin-top:18px}
  .gw-panel{padding:20px 16px;gap:16px}.gw-panel h2{font-size:25px}
  .gw-step{grid-template-columns:26px minmax(0,1fr);gap:12px;padding:15px 0}
  .gw-step .n{width:26px;height:26px;font-size:13px;margin-top:1px}.gw-step h3{font-size:17.5px}.gw-step p{font-size:15px}
  .gw-out-h{font-size:20px}
  .gw-vx-f,.gw-vx-search,.gw-vx-ken{grid-template-columns:minmax(0,1fr)}
  .gw-vx-res h3{font-size:19px}.gw-vx-figs b{font-size:18px}
  .gw-vx-t{font-size:13.5px}.gw-vx-t th,.gw-vx-t td{padding:8px 7px}.gw-vx-t th{font-size:10.5px;letter-spacing:.03em}
}

/* ---------- R2 (Ken, 9 Oct 2026): tools directory and calculators ---------- */
.gw-tdir{max-width:980px;display:grid;gap:30px}
.gw-tg h2{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gw-muted);margin-bottom:12px}
.gw-tls{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.gw-tl{display:grid;grid-template-columns:40px minmax(0,1fr);column-gap:12px;row-gap:2px;align-items:start;padding:16px;border:1px solid var(--gw-line);border-radius:16px;background:#fff;color:var(--gw-ink) !important;text-decoration:none !important}
.gw-tl svg{grid-row:span 2;width:40px;height:40px;padding:8px;border-radius:12px;background:#EEF4FC;color:var(--gw-blue)}
.gw-tl b{font-size:16px;line-height:1.25}.gw-tl span{font-size:13.5px;color:var(--gw-muted);line-height:1.4}
.gw-tl:hover{border-color:var(--gw-ink)}
.gw-calc-hero{padding:40px 0 14px}.gw-calc-hero .gw-wrap{justify-items:start;text-align:left;gap:10px}
.gw-h1-c{font-size:44px;line-height:1.05;max-width:22ch}
.gw-csec{padding:6px 0 64px}
.gw-calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:start}
.gw-calc-in{display:grid;gap:16px;background:#fff;border:1px solid var(--gw-line);border-radius:22px;padding:22px;min-width:0}
.gw-calc-out{position:sticky;top:76px;display:grid;gap:14px;background:var(--gw-grey);border-radius:22px;padding:22px;min-width:0}
.gw-calc-out>div{display:grid;gap:14px;min-width:0}
.gw-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;align-items:start}.gw-grid1{display:grid;gap:14px;grid-column:1/-1}
.gw-calc .gw-fld{align-content:start}
.gw-in{display:flex;align-items:center;border:1.5px solid #CFD2DA;border-radius:12px;background:#fff;min-height:48px;padding:0 12px}
.gw-in:focus-within{border-color:var(--gw-ink);box-shadow:0 0 0 3px rgba(22,33,62,.1)}
.gw-in input{border:0;outline:0;font:inherit;font-size:17px;flex:1;min-width:0;padding:10px 0;background:transparent;color:var(--gw-ink)}
.gw-in i{font-style:normal;color:var(--gw-muted);font-size:15px;margin-right:6px}.gw-in i.u{margin:0 0 0 6px;white-space:nowrap;font-size:13.5px}
.gw-fld small{font-size:12.5px;color:var(--gw-muted);line-height:1.45}
.gw-fld>span em,.gw-q .l em{font-style:normal;font-weight:400;font-size:12.5px;color:var(--gw-muted)}
.gw-ck{display:flex;gap:10px;align-items:center;font-size:15px;color:var(--gw-body);min-height:32px}.gw-ck input{width:20px;height:20px;accent-color:var(--gw-ink)}
.gw-more summary{cursor:pointer;font-weight:600;font-size:15px;color:var(--gw-blue);padding:4px 0}.gw-more[open] summary{margin-bottom:12px}
.gw-person{display:grid;gap:12px;padding-top:12px;border-top:1px dashed var(--gw-line)}.gw-person[hidden]{display:none}
.gw-ph-l{font-weight:700;font-size:14px;color:var(--gw-ink);display:flex;gap:12px;align-items:center}
.gw-link{background:none;border:0;padding:0;font:inherit;color:var(--gw-blue);cursor:pointer;font-weight:600}
.gw-add{justify-self:start;font-size:15px;min-height:32px}.gw-add[hidden]{display:none}
.gw-saved{background:#F3F7FD;border-radius:10px;padding:8px 12px}
.gw-res-h{display:grid;gap:2px}.gw-res-h span{font-size:14px;color:var(--gw-muted);font-weight:600}
.gw-res-h b{font-size:40px;letter-spacing:-.03em;line-height:1.05;font-variant-numeric:tabular-nums}.gw-res-h small{font-size:14px;color:var(--gw-body)}
.gw-rows{margin:0;display:grid;background:#fff;border-radius:14px;padding:2px 14px}
.gw-rows>div{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding:9px 0;border-top:1px solid var(--gw-line);font-size:14.5px}
.gw-rows>div:first-child{border-top:0}.gw-rows dt{color:var(--gw-body);min-width:0}.gw-rows dd{margin:0;font-weight:600;text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.gw-rows .w{flex-direction:column;align-items:flex-start;gap:2px}.gw-rows .w dd{text-align:left;white-space:normal}
.gw-rows .tot dt,.gw-rows .tot dd{color:var(--gw-ink);font-weight:700}.gw-rows .sub dd{color:var(--gw-ink)}
.gw-sh{font-size:15px;font-weight:700}
.gw-notes{margin:0;padding-left:18px;display:grid;gap:5px;font-size:13.5px;color:var(--gw-body)}
.gw-warn{background:#FFF7E6;border:1px solid #F1D9A6;border-radius:12px;padding:10px 14px;font-size:14px;color:#6B4E12}
.gw-next{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:15px;font-weight:600}
.gw-src{font-size:12px;color:var(--gw-muted)}
.gw-send{display:grid;gap:8px;border-top:1px solid #DADAE0;padding-top:14px}.gw-send[hidden]{display:none}
.gw-send .gw-btn{width:100%;white-space:normal;text-align:center}
.gw-copy{width:100%;font:inherit;font-size:13px;border:1px solid var(--gw-line);border-radius:10px;padding:10px;color:var(--gw-ink);background:#fff}
.gw-calc-out .gw-vx-tw{background:#fff}.gw-pps td{white-space:normal}.gw-pps td.r{white-space:nowrap}.gw-pps td small{color:var(--gw-muted)}
@media (max-width:719px){
  .gw-tls{grid-template-columns:1fr;gap:10px}.gw-tl{padding:13px 14px}.gw-tdir{gap:24px}
  .gw-calc-hero{padding:22px 0 8px}.gw-h1-c{font-size:32px}.gw-calc-hero .gw-sub{font-size:15.5px}
  .gw-calc{grid-template-columns:1fr;gap:16px}.gw-calc-out{position:static}
  .gw-calc-in,.gw-calc-out{padding:18px 16px;border-radius:18px}
  .gw-grid{grid-template-columns:1fr}.gw-res-h b{font-size:34px}
  .gw-pps thead{display:none}.gw-pps,.gw-pps tbody{display:block}
  .gw-pps tr{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:2px 10px;padding:10px 12px;border-top:1px solid var(--gw-line)}.gw-pps tr:first-child{border-top:0}
  .gw-pps td{border:0;padding:0}.gw-pps td:nth-child(3),.gw-pps td:nth-child(4){grid-column:1/-1;text-align:left;font-size:13px;color:var(--gw-muted)}
  .gw-pps td:nth-child(4)::before{content:"Instalment after this stage: "}
}
/* R2 hotfix: the calculator's box is the outer .gw-in; the R1 field rules must not draw a second ring inside it on focus */
.gw-fld .gw-in input,.gw-fld .gw-in input:focus{border:0;border-radius:0;box-shadow:none;min-height:0;padding:10px 0;background:transparent;outline:0}